As per a report published in November 2019, the non-life insurance market of Kuwait registered 1.15 billion US dollars worth of premium in 2018. Car insurance is one of the leading markets among them. Third Party Liability (TPL) insurance is mandatory for every vehicle in the country. While the TPL insurance gives you protection for the statutory legal liabilities, Own damage insurance covers any physical damages to your car. Own Damage Insurance can be further enhanced by add-on covers.
In this article, you will get to know about a few useful add on covers you can buy to enhance your motor insurance. Without further ado, let us begin.
Waiver of Subrogation:
This add-on cover offers you protection by waiving any subrogation rights set in the policy against loss or damage occurred as a result of driving opposite to traffic direction, violation of traffic signals and speed limits.
This add-on cover offers you a replacement car while your car is under accident claim repairs and requires more than 48hours to carry out the repairs. You can choose the type of replacement car and number of days required at the time of choosing your insurance policy.
Road Side Assistance:
This add-on cover offers you reliable and timely road side assistance available 24/7/365. This assistance includes mechanical first aid, Battery Charging, Lock-out assistance, Flat tire assistance and Emergency fuel assistance.
Add-on covers enhance your current car insurance policy. Therefore, make sure to choose the best suitable covers and be better protected against unforeseen circumstances.