Home Insurance Plan
Affordable, easy protection for your personal belongings
Home Insurance Plan – is a great way to insure the contents of your home and your personal belongings.
Simple procedures
Great affordability
Wide coverage
Home Insurance Plan – an insurance package like no other
Wide insurance coverage for your belongings at very affordable prices Choose one of the maximum sum insured limits provided that represents a value equal to or immediately more than the actual value at risk:
Contents and Personal Belongings including Money, Jewellery and valuables covered against fire and named perils
Storm, Typhoon, Tempest, Flood covered up to 20% of the Maximum Sum Insured declared for insurance
In the event of the insured residence being damaged by oneof the named perils – Rent for temporary alternate accommodation for up to 6 months
Expenses for shifting to the temporary alternate accommodation and back to original residence
Repair or replacement of the External Windows/Doors and/or Safe if damaged by an insured peril Door
Replacement of Locks of Private Vehicles (Cars & 4WDs), if keys are stolen
Replacement of Main Door Lock or Safe if keys are stolen Loss or Damage to Visitors’ or Guests’ property by an insured peril
Fire Brigade & Extinguishing Expenses
Expenses for getting duplicates/re-issue of Passports, Driving Licenses and ID cards if damaged by an insured peril
Coverage whilst at another premises for cleaning, renovation, repairs or maintenance (STF perils excluded).
Cover includes road transit risk while being moved for cleaning, renovation or maintenance.
Legal liability to Landlord for Loss/Damage to Landlord’s property due to an insured peril upto 50% of the Maximum Sum Insured declared
Coverage whilst at a temporary accommodation elsewhere within Oman – up to a maximum of 30 consecutive days
Legal liability to the Neighbours/Third Parties for damage to property due to an insured peril for up to 50% of the Maximum Sum Insured declared
Note:
Cover subject to Terms, Conditions, Limitations and exceptions of Home Insurance Plan
Limits and Sub-limits apply. Refer to Company for further details
This insurance will be operational only if the walls of your residence are built of Bricks or Concrete Blocks in Cement Plaster and the roof is of Reinforced Cement Concrete, or they are of better materials.
The Insurance cover is valid only
If the insured is a Citizen / Resident of the Sultanate of Oman
If the insured residence is of First Class Construction with atleast Brick Walls and Roof
If there has been no loss or claim at the insured location for past 3 consecutive years.
After 48 hours from the time of purchase.
Please ensure that this requirement is complied with before proceeding further